"Health Care Reform" is a good example of a paper on the health system. Health reforms can be explained as the changes that have been put in place in the American health system. Such changes are aimed at ensuring that all the citizens or rather a larger percentage of the American population have access to health care and health facilities. These changes seemed to reach a climax on March 23, 2010, when the American president, Barrack Obama signed the comprehensive health reforms Act (Richmond, 2013, p. 1). Overview of the health reforms. Affordable health is seen as one of the American law that ever cared the most for the American people.
For instance, the US citizen and all other legal residents are required to have health coverage. This is not only helpful in ensuring that all these people have access to medical facilities but also makes it easier for people to apply. Moreover, the law requires those people who fail to adhere to the set-out guideline face a severe tax penalty of not less than 695 dollars per year. The bill, therefore, mandates everyone to mandate to ensure their health is assured (Bishop, Murphy, & Health, 2013, pp.
60-67). In the third chapter of his book, he mentions that all citizens need to secure their health to avoid expensive medication due to the failure of preventive medication (Bishop, Murphy, & Health, 2013, pp. 57-60). The Americans, therefore, have got the mandate to make an informed decision about their health. Key features of the health reform bill. First and foremost this bill is protective. Before the health reforms, many American companies used to exploit their customer and deny others chances to secure their health.
The company would do this by charging a very high premium and hence exclude the poor and even some middle-class citizens from accessing insurance covers. The fact that information is now available online makes it easier for consumers to choose the better insurance coverage that works for them. However, in the past insurance companies also would seek minor errors in the customer's application forms and use that as a basis of denying them the compensation whether a need arose. Consumer assistance program. The law on reforms also aimed at ensuring that there were some offices set up to purposely assist the US citizens in making an informed decision concerning the various covers available.
Such programs could also assist the consumer in filing appeals and complying with the insurance companies. Consumer assistance programs also assist educate the citizens or their rights and responsibilities. Health relations have helped reduce and prevent diseases and illnesses. For instance, a budget of $ 15 billion is set apart every financial year to help in funding the programs aimed at the reduction of diseases.
This bill has also given the US citizens the right to choose their doctors their doctor as no one can choose their preferred doctors from one’ s plans network. People also have the freedom of choosing hospitals outside their health plan networks. Over many years since the attainment of American independence, many Americans had lost lives due to poverty and the inability to afford medical services. Moreover, others died for the carelessness of medical officers as Gruber puts it in his book (Gruber, 2011, pp. 45-50). Conclusion In the last four years, the American health system has not only exhibited high degrees of efficiency but the consumer's welfare has also been a priority than ever before.
All these can be attributed to the health reforms Act.
Bishop, D., Murphy, H., & Health, A. (2013). The Book on Healthcare Reform: The Economic Truth of Healthcare in America. In Your health your responsibility (pp. 54-67). New York: Holmes Murphy.
Gruber, J. (2011). Health Care Reform: What It Is, Why It's Necessary, How It Works. In History of health systems (pp. 2-15). New York: Hill and Wang.
Richmond, C. (2013). Advocating for Comprehensive Health Care Reform. Retrieved from house.gov: https://richmond.house.gov/issue/advocating-comprehensive-health-care-reform