Health Care Reform – Health System Example

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"Health Care Reform" is a great example of a paper on the health system. The United States has been lagging behind as compared to other developed countries in adopting a successful model of healthcare (Bradley & Taylor, 2013). As a result, there has been high spending in the country on health acre (Bradley & Taylor, 2013). However, the recent administration has engaged in comprehensive reform. The reform has come to be known as “ health care reform” . The reform refers to the Federal Affordable Care Act (ACA) and other subsidiary laws that help in its implementation (Kaiser Permanente, 2014).

The reform seeks to ensure more people have access to health care coverage and at the same time be able to receive affordable medical attention. An analysis of healthcare reforms helps in understanding its impact on society. Healthcare reform has attracted immense debate in the country. The debate occurred before and after the signing of the healthcare reform. President Obama signed the reform into law in 2010 (U. S. News, 2014). The reform was because of democrats’ struggles to have it passed for decades. The proponent of the reform believes it will help in expanding availability and affordability for healthcare.

On the other hand, the opponent believes the law is a dangerous expansion of the government power in which they have named it “ Obamacare” (U. S. News, 2014). On the other hand, the law has faced opponents from the private sector as they deem the law will affect them significantly. The ACA has significant benefits to the consumers of health care. The law has provisions that enable the American people to make informed choices about their health (U. S.

Department of Health and Human Services, 2014). The act also makes it mandatory that children less than 19 years cannot be limited to health care plans based on their preexisting conditions (U. S. Department of Health and Human Services, 2014). Moreover, individuals under the age of 26 years will still be covered with their parents’ health plans. Furthermore, the act also addresses issues to do with insurance. For example, insurance has been put on notice not to cancel individual coverage. Moreover, there is a right of appeal once the patient is denied payment. On the other hand, the act addresses issues to do with cost.

For example, the act ends lifetime limits on coverage (U. S. Department of Health and Human Services, 2014). Moreover, the money is supposed to be spent on primary health care, but not on administrative costs (U. S. Department of Health and Human Services, 2014). Additionally, the act stipulates that preventive care will be carried at no cost. In addition, one has a right to choose a doctor and allows one to seek emergency attention outside the health plan network (U. S.

Department of Health and Human Services, 2014). The act will have a profound impact. First, it will help in expanding cover too many people (America's Health Insurance Plans (AHIP), 2014). Secondly, the act guarantees coverage for preexisting conditions to individuals and families. Third, there will be an increased subsidy to make it less costly to consumers (AHIP, 2014). Moreover, consumers will be free to find policies that best meet their needs. However, there is likely to be an increased cost of coverage (AHIP, 2014). As a result, some individuals may be forced to get insurance only when they become sick or injured and hence may increase the cost of coverage (AHIP, 2014). In conclusion, the reforms will lead to a profound impact.

The reform will help in caring for the healthcare needs of the majority of people. On the other hand, it will affect other sectors of the economy in significant ways.  

References

America's Health Insurance Plans. (2014). Affordable Care Act. Retrieved from http://www.ahip.org/Issues/Affordable-Care-Act/

Bradley, E & Taylor, L. (2013). US Health Care Reform Is Only Getting Started. Retrieved from http://yaleglobal.yale.edu/content/us-heath-care-reform-only-getting-started

Kaiser Permanente. (2014). Understanding the Affordable Care Act. Retrieved from http://healthreform.kaiserpermanente.org/.

U.S. Department of Health and Human Services. (2014). About the Law. Retrieved from http://www.hhs.gov/healthcare/rights/

U.S. News. (2014). Health care reform. Retrieved from http://www.usnews.com/topics/subjects/health_care_reform

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