Healthcare: Loan Forgiveness Alternatives – Health System Example

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"Healthcare: Loan Forgiveness Alternatives" is a perfect example of a paper on the health system. Currently, the medical field profession seems stuck in a situation known as "Catch-22" whereby the raising medical education cost is resulting in crushing debt levels. In turn, the debt is the primary contributor to shortages of doctors consequently discouraging learners with interest in the medical profession from filling the growing primary care professionals' needs to fill the shortages in areas such as rural, low-income family background, and other different underserved regions. Worthy mentioning, there is some light to the situation whereby some solutions have been put in place to address the issue and enable students to return to different learning institutions, which consequently the alternatives will address the currently experienced healthcare labor shortages.

For example, the existence of the Public Service Loan Forgiveness Program, providing grants to medical students, supporting healthcare professionals in underserved areas and high-need experts, and reforming the health professionals training. Notably, the Public Service Loan Forgiveness Program is among the solutions that can is capable of solving the issue of healthcare labor shortages y encouraging learners to pursue their interest in the medical field.

This is possible whereby the government and the educators will join hands and change debt relief into an improvement instrument in the healthcare field. This is because the Program involves a full forgiving of learners' loans, especially for graduates employed by non[rofit or public institutions after making one hundred and twenty qualifying payments. Similarly, grants can be provided to students through the Health Resources and Services Administration (HRSA) program to learners with primary care interest to undergo their medical practice and to learn within a time frame of three years rather than four consequently, joining the work field earlier.

Noteworthy, through the grant program, the students will be granted a place of residency, and performance contingent, hence becoming eligible for practice recruitment after completing their studies. Equally, programs have been initiated in support of health care professionals in underserved regions and high-need experts. This support is achieved through National Health Service Corps enhanced funding that will help in filling these areas vacancies which will include programs of loan repayment, and scholarships to assist in retaining and recruiting enough healthcare professionals.

Besides, raising the nursing workforce funding programs is necessary for expanding nursing faculty in training adequate nurses to meet the needs of the nation's workforce. Markedly, special encouragement programs especially for the low-income, minority, and rural students to take health and related careers are vital for example, Health Resources and Service Administration, funded by Excellence Centers and Health Careers Opportunities programs. Overall, these programs would assist in assuring various health professionals experts and accordingly decrease health disparities caused by ethnicity, race, geographic, and socioeconomic factors. Likewise, reforming health professionals' training is another alternative that will be achieved through modernizing and enhancing subsidies for the healthcare professionals' education in every stripe.

This step is accomplished in different ways particularly by current emphasis balancing majorly in training the “ tertiary care” that is highly subspecialized in hospitals that hold their training outside the specific hospital in community sites, rural, and outpatient places to cut the cost incurred during the training. Besides, the health care reform can be achieved through varying the educational content to cover the health care provisions in groups and be coordinated in different disciplines, primarily both outside and inside the hospitals.

Generally, such changes call for enhancing various faculties to give team-based and interdisciplinary training to educate the skills required in a work environment of the changed health system.


Garcia, Andrea N., Tony Kuo, Lisa Arangua, and Eliseo J. Pérez-Stable. "Factors associated with medical school graduates’ intention to work with underserved populations: policy implications for advancing workforce diversity." Academic medicine: journal of the Association of American Medical Colleges 93, no. 1 (2018): 82.

Kulka, Amrita, and Dennis McWeeny. "Rural Physician Shortages and Policy Intervention." Available at SSRN 3481777 (2019).

Podolsky, Anne, and Tara Kini. "How effective are loan forgiveness and service scholarships for recruiting teachers." Palo Alto, CA: Learning Policy Institute (2016): 42-48.

Scheckel, Caleb J., Jesse Richards, Jessica R. Newman, Matt Kunz, Ben Fangman, Lanyu Mi, and Kenneth G. Poole Jr. "Role of debt and loan forgiveness/repayment programs in osteopathic medical graduates' plans to enter primary care." J Am Osteopath Assoc 119, no. 4 (2019): 227-235.

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